Yes. Turkington Davis is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, authorised and regulated by the Financial Conduct Authority. We’re transparent about costs and never make guarantees about returns.

Welcome to Turkington Davis | Your Wealth Architect Approach — Independent Mortgage & Financial Advice

TL;DR - What this blog is about

We’re not just another IFA. We’re Wealth Architects, helping you design a financial blueprint with purpose.
Independent, whole-of-market advice tailored to individuals, families, and business owners.
Practical guidance across mortgages, protection, wealth growth, pensions, and property investment.
A long-term strategic partnership built around clarity, confidence, and legacy.
How to take your first step with us.

Introduction: A New Kind of Financial Partner

At Turkington Davis, we believe financial advice should be more than products and paperwork. It should be about helping you design a clear path towards your goals - whether that’s buying your first home, protecting your family, or turning your business success into lasting wealth.

That’s why we describe ourselves not as traditional advisers, but as Wealth Architects. This approach reflects our mission: to provide independent, jargon-free guidance, a blueprint, that helps people and business owners create financial structures strong enough to last a lifetime.

In this welcome blog, we’ll explain what makes our approach different, why it matters right now, and how we can support you on your financial journey.

Why We Call Ourselves Wealth Architects

Most financial advisers focus on products. We focus on blueprints.

A good architect doesn’t just choose bricks or windows — they design a structure that’s strong, functional, and built to last. That’s how we see financial planning.

At Turkington Davis, our role as Wealth Architects is to help you:

Define your goals (home, family, business, retirement).
Create a financial structure that supports them.
Build resilience with the right protection.
Grow wealth through long-term strategy in property, pensions, and investments.
Adapt the plan as your life and the economy evolve.

This is advice designed to stand the test of time.

Why Wealth Architecture Matters Now

The financial landscape in the UK has changed dramatically over the past few years.

Rising interest rates have made mortgages more complex and costly.
Inflation pressures mean day-to-day budgets are tighter than ever.
Property markets have shifted, but opportunities still exist for those who plan well.
Business owners face new challenges with borrowing, tax efficiency, and succession planning.

In this climate, one-off product advice isn’t enough. People and businesses need a holistic blueprint that looks at the bigger picture - not just today’s rate, but tomorrow’s stability.

That’s why the Wealth Architect approach isn’t just different. It’s essential.

Who We Are & Why We’re Different

I’m Nick Turkington, founder of Turkington Davis. My journey is a little different from many advisers, I have:

A background in business ownership — from hospitality to logistics — means I understand the pressures entrepreneurs face.
A track record in property investment gives me insight into one of the UK’s most powerful wealth-building tools.
A commitment to independent, regulated advice ensures we always act in your best interest, not a bank’s or provider’s.

I founded Turkington Davis: to combine real-world experience with trusted, regulated advice. This mix is what sets us apart. We’re not here just to sell products. We’re not just advisers — we’re strategic partners who bring real-world entrepreneurial experience alongside FCA-regulated standards.

What We Do as Wealth Architects

Mortgages & Home Ownership

First-time buyers, home movers, remortgages, and buy-to-let.
Independent, whole-of-market access to find the right product.
Guidance that looks beyond the rate to your long-term financial journey.

Protection & Resilience

Income protection, life cover, critical illness.
Building financial structures that withstand life’s uncertainties.

Wealth Growth & Property Strategies

Property investment advice shaped by lived experience.
Pensions, ISAs, and diversified strategies to grow wealth.
Aligning investments with long-term family or business goals.

Business Owner Support

Helping entrepreneurs balance personal and business finances.
Structuring for cash flow, borrowing, and succession.
Turning profits into legacy wealth.

How the Wealth Architect Approach Works

Stage	What We Do	Why It Matters
Discovery	Understand your personal, family, and business goals.	A strong design begins with knowing the brief.
Blueprint	Create a tailored plan combining mortgages, protection, pensions, property, and investments.	You see the bigger picture, not just one product.
Build	Put the right financial tools and structures in place.	Lays the foundation for long-term success.
Review & Adapt	Regularly review and adjust as your life, business, and markets change.	Keeps your financial plan resilient and future-proof.

FAQs: The Wealth Architect Approach

Clear, concise answers to common questions.

What makes a Wealth Architect different from an IFA?

An IFA typically recommends products. A Wealth Architect designs a complete, long-term blueprint — aligning mortgages, protection, pensions, and investments with your goals — then reviews and adapts it as life changes. It’s strategy first, products second, delivered with independent, whole-of-market advice.

Do you only work with wealthy clients?

No. We help first-time buyers, families, and business owners at every stage. Wealth is built step by step. Our role is to create a clear plan, prioritise actions, and put the right tools in place so you can progress confidently from your current starting point.

Can you help with mortgages and protection as part of the plan?

Yes. Mortgages, life/critical illness cover, and income protection are core building blocks. We source whole-of-market options and fit them into a wider strategy, so your borrowing and risk management support long-term goals rather than working against them.

Do you work only in Northern Ireland?

We’re based in Belfast but support clients across the UK. Meetings can be in person or online. Our independent, whole-of-market access allows us to research products nationwide and tailor recommendations to your location, plans, and circumstances.

How often should I review my financial plan?

At least annually, and after major life or business events — a house move, new venture, family changes, or significant market shifts. Regular reviews keep your blueprint aligned with reality, ensuring your plan remains resilient and opportunities aren’t missed.

Can you advise on property as part of my plan?

Yes. Property is central to many UK wealth plans. We advise on home moves, remortgages, buy-to-let strategy, and how property interacts with cash flow, risk, tax efficiency, and retirement planning within your broader financial blueprint.

Are you regulated?

Yes. Turkington Davis is an Appointed Representative of Rosemount Financial Solutions (IFA) Ltd, which is authorised and regulated by the Financial Conduct Authority. We’re transparent about costs and never make guarantees about returns.

Your Next Step

Launching this website is just the beginning.

If you’re ready to look beyond one-off financial products and instead design a financial future with clarity, strength, and purpose, we’d love to talk.

👉 Book your free consultation with Turkington Davis and start building your financial blueprint today.

Independent, FCA-authorised financial and mortgage advisors | Trusted across the UK

Your home may be repossessed if you do not keep up repayments on your mortgage.

Welcome to Turkington Davis: Your Wealth Architects